How to Apply
for a VA Loan
Getting a VA loan isn't significantly different from getting any other type of mortgage. For homebuyers, the VA loan has several steps: pre-approval, house hunting, getting under contract, underwriting and closing.
1
Get the Certificate of Eligibility (COE)
The COE is a document that shows that you are eligible for a VA loan. You can apply for a COE online or by mail.
2
Call a VA-Approved Lender
A VA-approved lender is a lender that is authorized to make VA loans. You can find a VA-approved lender online or by calling the VA's Home Loan Center. Klick Mortgage in Florida is an Authorized VA Lender and ready to help you with any questions and fast approvals.
3
Gather Your Paperwork
You will need to gather some paperwork to apply for a VA loan. This paperwork will include your COE, your most recent tax returns, your pay stubs, and your credit report.
4
Apply for the Loan
Once you have gathered your paperwork, you can apply for the loan with the lender. The lender will review your application and decide whether or not to approve you for the loan.
5
Close on the Loan
If you are approved for the loan, you will need to close on the loan. This is the process of signing all of the paperwork and getting the money from the lender.
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